Afterpay

Buy Now, Pay Later with Afterpay

Sleep better tonight — without paying all at once.
Hotham & Hearth proudly offers Afterpay as a payment option at checkout, so you can bring home premium winter bedding now and spread the cost over four easy, interest-free instalments.


How Afterpay Works

Afterpay splits your total into 4 equal fortnightly payments — automatically charged to your debit or credit card. No interest. No fees when you pay on time.
Step
What Happens
1. Shop
Add your items to cart and proceed to checkout as normal
2. Select Afterpay
Choose Afterpay as your payment method at checkout
3. Confirm
Log in or create your Afterpay account and confirm your order
4. Pay over time
Your first payment is due today — the remaining 3 are charged fortnightly
Your order is confirmed immediately and dispatched within our standard 1–3 business day processing window.


Example

Order Total
Payment 1 (Today)
Payment 2
Payment 3
Payment 4
$200.00
$50.00
$50.00
$50.00
$50.00
$150.00
$37.50
$37.50
$37.50
$37.50
$100.00
$25.00
$25.00
$25.00
$25.00
Amounts are for illustration purposes only.


Eligibility

To use Afterpay at checkout, you will need:
  • To be aged 18 years or older
  • An Australian phone number
  • A valid Australian debit or credit card
  • An Australian billing address
  • An Afterpay account ( free to create at )
Afterpay is subject to approval. Spending limits and eligibility are determined by Afterpay and may vary by customer.


Late Payments

If a payment is missed, Afterpay may charge a late fee. For full details on fees, limits, and terms, please refer to the .


Returns & Refunds with Afterpay

If you return an eligible item purchased with Afterpay, your refund will be processed in accordance with our standard . Refunds are returned to Afterpay and will adjust or cancel your remaining instalment schedule accordingly.
Please note that the $12 restocking fee (where applicable) and original shipping costs remain non-refundable, consistent with our standard returns policy.


Need Help?

For questions about your Afterpay account, payments, or spending limits, contact Afterpay directly at .
For questions about your Hotham & Hearth order, contact us at and our team will respond within 1–2 business days.


Hotham & Hearth — Premium winter bedding. Now even easier to own.